Privacy Policy

Waverley Studios ("we", "our", or "us") is committed to protecting the privacy and security of your personal information. This privacy policy explains how we collect, use, share, and protect information about you when you use our website and submit a contact form to reach out to us.

Introduction

Private Margin ("we", "us", or "our") is committed to protecting the privacy and
security of your personal and financial information. This privacy policy outlines
how we collect, use, share, and protect information from applicants and
borrowers through our website and in connection with the margin loans we
offer.

Information We Collect

When you submit a form on our website, we may collect the following types of
information from you:

Information You Provide

  • Personal Identification Information: Including but not limited to your name,
    address, email address, phone number, social security number, and date of
    birth.
  • Employment and Income Information: Details about your current and past
    employment, salary, and other income sources.
  • Financial Information: Bank account details, credit history, credit score,
    and other financial information relevant to your loan application.

Information from Third Parties

  • Credit Reports: Information from credit bureaus and other financial
    institutions to assess your creditworthiness.
  • Employer Information: Verification of employment and income details
    provided by you.

Automated Information Collection

  • Technical Information: IP address, browser type, and operating system
    through our website analytics tools, but only to the extent that this information is not personally identifiable.

How We Use Your Information

We use the information collected for the following purposes:

  • To process and evaluate your application for a margin loan.
  • To manage your account and provide you with customer support.
  • To perform credit assessments and make lending decisions.
  • To comply with legal and regulatory requirements.
  • To improve our services and website.
  • To respond to your inquiries and requests.
  • To improve our website and services.

Sharing Your Information

We may share your information with:

  • Service Providers: Third-party service providers who perform functions on
    our behalf, such as data processing, credit reporting, and customer service.
  • Legal and Regulatory Authorities: As required by law, such as to comply
    with a subpoena or similar legal process, and when we believe in good faith
    that disclosure is necessary to protect our rights, protect your safety or the
    safety of others, investigate fraud, or respond to a government request.
  • Business Transfers: In connection with a merger, acquisition, or sale of
    assets, your information may be transferred as part of that transaction.

Security

We take the security of your personal and financial information seriously and
implement industry-standard security measures to protect it from unauthorized
access, alteration, disclosure, or destruction.

Your Rights

You have rights regarding the personal information we hold about you,
including the right to access, correct, or delete your information. Please contact
us if you wish to exercise these rights.

Changes to This Privacy Policy

We may update our privacy policy from time to time. We will notify you of any
changes by posting the new policy on our website. We encourage you to
review our privacy policy periodically.

Contact Us

If you have questions about this privacy policy or our treatment of your
personal information, please contact us at contact@privatemargin.com